Veteran-Focused Coverage

Firearm Insurance
That Actually Covers You

Your homeowner's policy probably has a $2,500 limit on firearms. That's one rifle. We built coverage specifically for responsible gun owners who take their collection seriously.

View Pricing

Why Your Current Insurance Falls Short

Most homeowner's and renter's policies treat firearms like any other personal property. That's a problem.

Standard Homeowner's Policy

  • $1,500-$2,500 total firearm limit
  • No coverage for "mysterious disappearance"
  • Limited or no vehicle theft coverage
  • Depreciated value payouts
  • May require expensive riders

The Veteran Spot Firearm Coverage

  • Up to $50,000 coverage (higher available)
  • Mysterious disappearance included
  • Full vehicle theft protection
  • Replacement cost or agreed value
  • Standalone policy, simple pricing

What's Covered

Comprehensive protection for your entire collection and accessories

Firearms

  • Handguns
  • Rifles
  • Shotguns
  • Antique Firearms
  • Collectible Firearms

Accessories

  • Scopes & Optics
  • Suppressors
  • Custom Parts
  • Holsters
  • Carrying Cases

Storage

  • Gun Safes
  • Trigger Locks
  • Storage Cabinets
  • Vehicle Storage
  • Display Cases

Other

  • Ammunition (limited)
  • Reloading Equipment
  • Cleaning Kits
  • Range Bags
  • Hearing Protection

What's NOT Covered

We believe in transparency. Here's what our policy doesn't cover:

Firearms used in commission of a crime
Intentional damage or destruction
Firearms seized by law enforcement
Normal wear and tear
Mechanical breakdown
Damage during illegal modifications

Simple, Transparent Pricing

Annual premiums. No hidden fees. Cancel anytime.

Basic

$75/year
Up to $5,000 coverage
  • Theft coverage
  • Fire & flood damage
  • Accidental damage
  • $0 deductible on theft
  • No itemization required
Most Popular

Standard

$150/year
Up to $15,000 coverage
  • Everything in Basic
  • Vehicle theft coverage
  • Mysterious disappearance
  • Accessories included
  • Nationwide coverage

Collector

$250/year
Up to $50,000 coverage
  • Everything in Standard
  • Agreed value coverage
  • Show & transit coverage
  • New acquisition auto-coverage
  • Dedicated claims specialist

Frequently Asked Questions

Got questions about firearm insurance? We've got answers.

Still Have Questions?

Our VA loan experts are here to help. Get personalized answers and start your application today.

Protect Your Collection Today

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