Health Insurance
Beyond the VA
VA care is great when it works. But what about your family? What about when the nearest VA is 2 hours away? We help veterans navigate marketplace options that complement—not replace—your benefits.
We'll show you plans and estimated costs based on your location
Quick Stats
*Average for Silver plan, varies by location and income
Understanding Plan Levels
ACA plans are categorized by how costs are shared between you and the insurance company
Lower premiums, higher out-of-pocket
Healthy individuals who rarely need care
Balanced premiums and coverage
Most people, especially with cost-sharing reductions
Higher premiums, lower costs at care
Regular medical needs, families with kids
Highest premiums, lowest out-of-pocket
Frequent healthcare users, chronic conditions
Works With Your VA Benefits
Marketplace insurance doesn't replace VA care—it complements it. Use VA for what it does best, and have a backup for everything else.
- See any doctor, not just VA providers
- Shorter wait times for appointments
- Cover family members who don't qualify for VA
- Access to specialists without referrals
- Prescription coverage at local pharmacies
Common Combinations
Use VA for primary care, marketplace for emergencies and family
Best value with subsidies, broad coverage for whole family
Most PopularFor veterans who don't use VA or live far from facilities
Why Veterans Trust Us
Works With VA Care
Keep your VA benefits and add marketplace coverage for non-VA providers, prescriptions, or family members.
Subsidy Calculator
Most veterans qualify for premium subsidies. We'll show you exactly what you'll pay after tax credits.
Family Coverage
Cover your spouse and dependents who aren't eligible for VA care on the same plan.
Year-Round Enrollment
Separating from service? That's a qualifying life event. You can enroll outside open enrollment.
Pre-Existing Conditions
ACA plans can't deny you or charge more for service-connected conditions or any health history.
Veteran Navigators
Our team understands TRICARE, VA, and marketplace plans. We help you find the right combination.
Health Insurance FAQs
Common questions from veterans navigating marketplace coverage
Still Have Questions?
Our VA loan experts are here to help. Get personalized answers and start your application today.
See What You Qualify For
Most veterans qualify for subsidies that dramatically reduce monthly costs. Find out in 2 minutes.